Gold in the financial market – a marginal phenomenon?

Only 0.5% of the entire private financial market is currently in gold. It is hard to believe when we read daily about increasing gold purchases by central banks, which have historically been proven to hedge currencies with gold. According to Basel 3, gold is the number 1 asset.

But why does it hardly matter to the majority of people? Why is so little importance attached to this proven store of value?

The answer is obvious – it is not intentional.

Financial advisors and precious metals – a deliberate educational gap

How else can it be explained that investing in precious metals is completely omitted from the training of the approximately 485,000 alleged financial consultants in Germany? As a financial services specialist, I can confirm that in a 3 ½ year course, not a single sentence was taught about gold as an investment. Coincidence?

How else would most advisors recommend a maximum limit of 10% for gold investments? Why do insurers even have set limits that determine how much customer money "can" be invested in gold?

Gold in retirement planning? Not an option!

Gold is also not an issue in company pension schemes. Serious problems have long been apparent with existing insurance solutions - both for employees and employers. These products are not designed to provide for the future, but rather to maximize profits for the state and insurers.

The situation is even more absurd with "subsidized" pension plans such as Riester. Investment in precious metals is simply not provided for there - despite obvious negative developments in the classic Riester pension.

But why is nothing changing? Because the aim was never to create real pension provision for citizens. The Riester system was developed by a panel of experts, which included board members of major insurers such as AXA. Who still believes in a neutral decision?

A planned redistribution of wealth

All of this shows a clear "planned economy" and political control. The state and financial institutions want to keep the citizens' assets in their own monetary cycle - transparent, recorded and controlled in the asset register.

When you look at the consequences – the increasing poverty among the elderly, pensioners who have to collect bottles, seniors who still work despite being on pension and then even have to accept cuts – then you feel the injustice of this system.

What can we do? Act instead of resign!

Many people think: “What can we do about it?” But that is the wrong approach! It is not about changing the entire system, but about making a difference in our own environment.

Each individual can inform themselves, look for alternatives and make their own decisions instead of blindly submitting to an unjust system.

WE CAN DO SOMETHING – AND WE ARE DOING SOMETHING ABOUT IT!

Your Manfred Riebel